Protecting Your Future, Building Your Legacy

Receive a lump-sum payment if diagnosed with a covered critical illness such as cancer, stroke, or heart attack. This policy helps you manage medical bills, travel for treatment, or cover everyday expenses while you focus on recovery—not your finances.

Protect your income if you become unable to work due to illness or injury. Our disability plans offer monthly income replacement, allowing you to continue paying your bills and maintaining your lifestyle while you heal.

This insurance pays off your mortgage balance in the event of your death during the policy term. Unlike traditional bank coverage, you control the policy and beneficiaries, ensuring your home remains protected and your loved ones aren’t left with financial burdens.

We help business owners secure the future of their operations with insurance plans that cover key person loss, shareholder agreements, and business loan obligations. Whether you’re protecting revenue streams or succession plans, our solutions support continuity and stability.

Whether you’re traveling across Canada or internationally, our customized travel insurance policies cover emergency medical care, trip cancellations, lost baggage, and more. We also provide plans for international students and visitors to Canada.

This plan ensures that funeral and burial costs are covered, relieving your family of financial stress during a time of mourning. Final expense insurance is simple to obtain and is ideal for those without existing life coverage.

Use cash value life insurance as a tax-efficient investment tool. Our plans allow high-income earners and incorporated professionals to grow wealth tax-deferred, access policy loans without triggering taxes, and pass on assets efficiently to heirs.